Terms of Service

Use of the Site

You may use CalcAuthority and its calculator tools for personal, educational, and commercial estimation purposes, subject to these terms. You agree not to:

• Scrape, crawl, or systematically extract content in ways that burden our infrastructure or circumvent normal access.
• Use the site for any unlawful purpose or in violation of applicable laws or regulations.
• Attempt to interfere with the site's operation, security, or availability.
• Represent our calculator results as professional financial, tax, or legal advice.

Educational Estimates Only

All calculator results are estimates for educational and planning purposes. They are not financial, tax, legal, mortgage, or investment advice. See our Financial Disclaimer for the full statement. By using our calculators, you acknowledge that results require independent verification before being used for any financial decision.

No Warranty

CalcAuthority is provided "as is." We make no warranty that the site is error-free, uninterrupted, or fit for any particular purpose. While we work to ensure formula accuracy, we cannot guarantee that every result is suitable for your specific situation. Calculator inputs, assumptions, and limitations are described on each tool's page.

Limitation of Liability

To the fullest extent permitted by applicable law, CalcAuthority and its operators are not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or reliance on this site or its calculator results. This includes, without limitation, financial losses, tax liabilities, lending decisions, or employment decisions.

Intellectual Property

The text, calculator logic, worked examples, and other original content on CalcAuthority are owned by CalcAuthority or its operators and protected by applicable intellectual property laws. You may not reproduce or republish substantial portions of this content without permission. Mathematical formulas themselves are not subject to copyright and may be freely used and referenced.

Third-Party Content and Advertising

The site may display third-party advertisements. CalcAuthority does not endorse the products or services advertised and is not responsible for third-party content. Links to external websites are provided for reference; we are not responsible for those sites' content or practices.

Changes

We may revise these Terms at any time. Material changes will be reflected in the "last updated" date above. Continued use of the site after changes constitutes acceptance of the revised Terms. If you have questions, contact us at support@calcauthority.com.